What if you needed some money, but the bank wasn't willing to give you a loan?

What if, where you lived, there wasn't even a bank?

 

Kiva uses the power of people and the internet to connect those with financial resources to those in need of a helping hand to alleviate poverty.

To get involved, click the Kiva logo above and browse around the website.

 

 

Current Loans

 

The short:

I teamed up with a few other Kiva supporters to loan a woman in Krygystan $875 to buy more dairy cows to increase her sales or organic milk.

The details:

Kulsara is 56 years old, married, and has 5 children. Kulsara has a secondary education; by nature, she is responsible and hardworking. As the main income for her family, she has been farming for many years. Thanks to her hard work and responsible approach to business, Kulsara was able to build her farm up to 2 cows, 10 sheep, and 2 hectares of irrigated land on which she grows organic beans. Kulsara has a contract for the supply of organic milk to the local factory for further processing into dairy products. This allows her to continuously invest in her agricultural business.

Having learned that she can get a loan from Bai Tushum Bank on the security of her contract for future delivery, within the product "Chain of Value Added", Kulsara applied for a loan of 60,000 KGS to buy dairy cows to increase her herd and the volume of milk. The factory’s payments for milk will be directly deposited to her bank account, and loan payments will be automatically deducted. She plans to invest the loan income in the further expansion of her business and in her children’s education.

The short:

I teamed up with a few other Kiva supporters to loan a woman in Columbia $325 to help buy supplies to improve the cart where she sells her food.

 

The details:

Nancy is 52 years old and lives in the municipality of La Dorada. She has a family who she loves very much and who is her biggest motivation. She lives in a post-conflict town, something that has been very challenging, but she’s brave and she has worked hard for her family. So thanks to her effort, they don’t lack anything. She has a food business so she sells it in her town’s streets. And thanks to being an entrepreneur, her life has changed. Now she’s dreaming of becoming very successful to make everybody proud, and thanks to her spirit, she has become an inspiration for other women in her community. She’s asking for a loan to buy supplies to improve the cart where she sells her food to attract more clients. 

 

Past Successful Loans

 

The short:

I teamed up with a few other Kiva supporters to loan a group of women $6100 to buy cattle in Bolivia.

The details:

The “Las 3 Rosas de Santa Ana” Communal Bank will start its fifth loan cycle in Pro Mujer, as part of the Focal Hub Copacabana. It is formed by nine members and directed by a board of directors where Telesfora is the president.
The loan they are getting will benefit small businesswomen where Telesfora is a member. Currently, she has a business selling cheese. She comments that she learned this business on her own many years ago.
The loan she will get will be to increase capital and to buy beef cattle which she will purchase from the saleswomen of her community. Later, this will be her means of production. This way of work will allow her to generate resources to support her family financially, because she is married and has five children.

The short:

I teamed up with a few other Kiva supporters to loan a man in Hondursas $575 to buy fishing nets.

 

The details:

Adonis, 37 years old, is married and lives with his wife and children in their own house. He has worked for 11 years in fishing and selling fish. His customers are all people who work at the business selling fish as street vendors or at a specific stall in the market, but they especially have a person to whom they sell all their product together and then this person sells it in bulk to all the people who sell in the market. 

He is from the city of San Lorenzo Valle in the south of Honduras. He is an enterprising man who struggles day to day to improve his quality of life. Adonis is asking for the loan to purchase 2 new nets to improve his working equipment. With this loan, he plans to improve his income and also his quality of life. He is a returning borrower with desire to work with Prisma and Kiva. 

His dream is improving his quality of life. 

 

The short:

I teamed up with a few other Kiva supporters to loan a woman in Honduras 800 USD to build her business making a dessert sauce.

 

The details:

Matilde, age 60, has four children (two girls and two boys). She is in a common-law marriage, and she lives in the Tulian community in the Omoa municipality.

She previously worked as a housekeeper in a hotel. For over four years she has been making "dulce de leche" (a thick, creamy, caramel-like milk-based sauce or spread) in different forms and shapes. She says that she started her business activity with financial resources from a loan. She now develops her product with help from her husband, and she hires three people full time as much for production as for commercialization.

She has had loan experience, and she is now requesting a loan for 15,000 lempiras. She will use the loan to buy ingredients to make the sweets. She hopes to achieve financial stability for her family.

The short: 

I teamed up with a few other Kiva supporters to loan a Nicaraguan farmer 875USD to purchase a supplies to keep his crops growing.

 

The details:

Oscar is very satisfied with the support Kiva provides. Thanks to his previous loan he was able to improve his pineapple crops with high-quality production, make his payments on time and purchase 50 quarry stones to make improvement to his humble home. Now he plans to use this loan to purchase necessary supplies and fertilizers to maintain his crops, since he doesn't have the necessary resources to invest on his own.

The short:

I teamed up with a few other Kiva supporters to loan a family of four in Cambodia 800 USD to purchase a motorcycle.

 

The details:

The short:

I teamed up with a few other Kiva supporters to loan a Mongolian man 1250USD to purchase a supply of coal which he will transport and resell for a profit.

 

The details: