Terms of use

This website is owned and operated by Parry Loeffler (“we” or “us”).

Be aware that your use of the website is subject to the following terms and conditions (“Terms of Use”). If you do not agree with these Terms of Use, please do not use this website. Your use of this website constitutes your agreement to be bound by, and to act in accordance with, these Terms of Use.

This website and its content is an expression of opinion and generalizations concerning professionalism within the financial services industry reflect the lack of homogeneity among numerous providers of financial services and with differing standards of conduct. Some of these generalizations about professionalism may not apply to all providers.

The information on this website is provided for entertainment and general informational purposes only and does not constitute investment advice, or any other kind of professional advice or services, for any individual. Nothing on the website should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security, or investment strategy. Before acting on any information or suggestions on this website, you should seek independent advice to make sure they fit your particular circumstances.

The investments, funds and portfolios discussed on the website are examples only and may not be appropriate for your individual circumstances. All investments carry the risk of loss. You alone are solely responsible for determining whether any financial or insurance strategy, product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. 

Although the statements of fact on this website are obtained from sources considered reliable, we do not guarantee their accuracy and any such information may be incomplete or condensed. Viewers should verify all claims and do their own research. Also views expressed on this website are based on research materials available from sources considered reliable, but no guarantee is made as to its accuracy. We assume no liability or responsibility for errors or omissions on the website. Views are subject to change on the basis of additional or new research, new facts or developments. All investments carry the risk of loss and past performance is not indicative of future results. Investing carries a degree of risk  and the investment risks described herein are not purported to be exhaustive, any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment.

Neither Parry Loeffler nor any other person accepts any liability whatsoever for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, this material or the information contained herein on this website. Without limiting the foregoing, everything on the website is provided to you 'AS IS' WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON INFRINGEMENT.

We provide information, commentary, and entertainment on a broad range of topics. You agree that under no circumstances, and in no event, shall we be liable for direct, indirect, or incidental damages resulting from your use of that information, commentary, or entertainment. You agree to indemnify us and hold us harmless from any actions, claims, proceedings, or liabilities arising from your use of the Content.

Names, products, services and branding cited herein may be trademarks or registered trademarks of their respective owners and the owners retain all legal rights. The use of trademarks or service marks of another is not a representation that the other is affiliated with, sponsors, is sponsored by, endorses, or is endorsed by us.

If you don’t want anything you say via this website to be public, don't post on the website in any bulletin board or anyplace else. Anything you disclose to us is ours, so we can can reproduce it, disclose it, transmit it, publish it, broadcast it, and post it elsewhere.  We can use any ideas, concepts, know-how, or techniques you post at our discretion.

This website contains links to other websites. It doesn't mean we've looked at all those sites, much less checked them out periodically to check the content. We are not responsible for the content of these links. Use them at your own risk. Links to particular items in hypertext are not intended as endorsements of any views expressed, products or services offered on outside sites, or the organizations sponsoring those sites.

We do make money from this site. Please assume the following when reading any of our content, utilizing any of our tools, or otherwise interacting with any piece of information displayed on this site:

• We do utilize affiliate links which direct visitors to outside sites. We are compensated on a per referral basis if the visitor successfully performs a pre-specified action (purchases an item, opens a new account, etc.)

• Any link to an outside site may or may not be an affiliate link which may or may not contain a cookie attached to it.

• All visitors should assume that any “products” (books, gear, software, newsletters, electronics, etc.) or “services” (free or paid subscriptions) mentioned were received for free (unless otherwise noted) prior to being mentioned. 

Also note that we have marketing agreements with many different “Partners” (online brokers, websites, financial services, book publishers, etc.). All Partners in some way shape or form may pay us to be promoted. This may be on a cost per action (CPA) basis, a cost per mille *thousand* (CPM) basis, or some other form agreed upon by both parties. The existence of any of these Marketing Agreements should not be deemed as an endorsement or recommendation of us by the Partners and/or any of its affiliated companies. Neither the Partners nor any of its affiliated companies is responsible for the privacy practices of us or this website. Partners do not warrant the accuracy or content of the products or services offered by us or this website. Use of this site and its services and/or products is the decision of and at the discretion of the individual or entity choosing this service and/or product.

We take no responsibility and assume no liability for the content of information posted in our chat groups, discussion groups or bulletin boards or for any mistakes, defamation, libel, slander, omissions, falsehoods, obscenity, pornography, or profanity you might encounter when you visit such places on our website. Do not post or transmit any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that law enforcement may consider a criminal offense, result in a civil lawsuit, or for that matter violate any law. While we certainly respect your privacy, we have no choice but to fully cooperate with any law enforcement authorities or court which might ask us who might have posted on our website.

We reserve the right to make changes to this website at any time. If we do change the page, then you're bound by those changes whenever you visit our website.

All content of this website is copyright  and distributing, modifying, transmitting, reusing, or re-posting any part of its content, including the text, images, audio, and video, for public or commercial purposes without our written permission is prohibited.

All characters appearing on this website and its videos are fictitious. Any resemblance to real persons, living or dead, is purely coincidental.